Why insurance is dependent on the age of the drivers?
With police statistics and scientific studies it shows that young people are the most common cause accidents on the roads. Too high speed, the desire to impress colleagues or colleagues and little experience in managing vehicle are the main causes of dangerous incidents on the road. It is not surprising that insurers often make the amount of insurance premiums was the age of the holder of the vehicle and the number of road events with his participation. Young people, often breaching the rules of the road are in fact for insurers customers not profitable and that is why they use this kind of preventive measures, such as increasing fees for insurance with every accident.
Car - fuel technologies
Most cars in use today are propelled by an internal combustion engine, fueled by deflagration of gasoline or diesel. Both fuels are known to cause air pollution and are also blamed for contributing to climate change and global warming.4 Rapidly increasing oil prices, concerns about oil dependence, tightening environmental laws and restrictions on greenhouse gas emissions are propelling work on alternative power systems for cars. Efforts to improve or replace existing technologies include the development of hybrid vehicles, plug-in electric vehicles and hydrogen vehicles. Vehicles using alternative fuels such as ethanol flexible-fuel vehicles and natural gas vehicles are also gaining popularity in some countries. Cars for racing or speed records have sometimes employed jet or rocket engines, but these are impractical for common use.
Oil consumption in the twentieth and twenty-first centuries has been abundantly pushed by car growth; the 1985?2003 oil glut even fuelled the sales of low-economy vehicles in OECD countries. The BRIC countries are adding to this consumption; in December 2009 China was briefly the largest car market.35
Diagram of a crankcase scavenged 2-stroke engine in operation
Some SI engines are crankcase scavenged and do not use poppet valves. Instead the crankcase and the part of the cylinder below the piston is used as a pump. The intake port is connected to the crankcase through a reed valve or a rotary disk valve driven by the engine. For each cylinder a transfer port connects in one end to the crankcase and in the other end to the cylinder wall. The exhaust port is connected directly to the cylinder wall. The transfer and exhaust port are opened and closed by the piston. The reed valve opens when the crankcase pressure is slightly below intake pressure, to let it be filled with a new charge; this happens when the piston is moving upwards. When the piston is moving downwards the pressure in the crankcase increases and the reed valve closes promptly, then the charge in the crankcase is compressed. When the piston is moving upwards, it uncovers the exhaust port and the transfer port and the higher pressure of the charge in the crankcase makes it enter the cylinder through the transfer port, blowing the exhaust gases. Lubrication is accomplished by adding 2-stroke oil to the fuel in small ratios. Petroil refers to the mix of gasoline with the aforesaid oil. This kind of 2-stroke engines has a lower efficiency than comparable 4-strokes engines and release a more polluting exhaust gases for the following conditions:
They use a total-loss lubrication system: all the lubricating oil is eventually burned along with the fuel.
There are conflicting requirements for scavenging: On one side, enough fresh charge needs to be introduced in each cycle to displace almost all the combustion gases but introducing too much of it means that a part of it gets in the exhaust.
They must use the transfer port(s) as a carefully designed and placed nozzle so that a gas current is created in a way that it sweeps the whole cylinder before reaching the exhaust port so as to expel the combustion gases, but minimize the amount of charge exhausted. 4-stroke engines have the benefit of forcibly expelling almost all of the combustion gases because during exhaust the combustion chamber is reduced to its minimum volume. In crankcase scavenged 2-stroke engines, exhaust and intake are performed mostly simultaneously and with the combustion chamber at its maximum volume.
The main advantage of 2-stroke engines of this type is mechanical simplicity and a higher power-to-weight ratio than their 4-stroke counterparts. Despite having twice as many power strokes per cycle, less than twice the power of a comparable 4-stroke engine is attainable in practice.
In the USA two stroke motorcycle and automobile engines were banned due to the pollution, although many thousands of lawn maintenance engines are in use.citation needed